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Tuesday, October 29, 2013

Briefly explain the nature of risks as classified under AS-32.

Under AS -32, the risks are classified as - credit risk, liquidity risk and market risk
 Credit risk - the risk that one party to a financial instrument will cause a financial loss for the other party, by failing to discharge an obligation.
 Liquidity risk - the risk that an entity will encounter difficulty in meeting obligations associated with financial liabilities
 Market risk - the risk that the fair value or future cash flow of a financial instrument will fluctuate because of changes in market prices. This risk can again be sub-classified as currency risk (changes in foreign exchange rates), interest rate risk (changes in market interest rates) and other price risk (changes in market prices other than those arising from interest rate risk or currency risk).

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